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Ultimate Beneficial Ownership (UBO) Checks

Identifying an Ultimate Beneficial Owner (UBO) is an essential step in the compliance effort of your company. At SmartSearch we make this easy. 

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Identify UBOs with checks that take seconds

Carrying out UBO checks is an imperative part of your company’s AML process, with the solution unveiling details about the individual who has ultimate control over a transaction, and who will financially benefit the most.

Fulfil compliance responsibilities

If your company works in the financial sector, abiding by AML guidelines is a legal responsibility and requirement, with the identification of UBOs being included in this compliance.

Fulfil compliance responsibilities

If your company works in the financial sector, abiding by AML guidelines is a legal responsibility and requirement, with the identification ...

Prevent the potential of financial crimes

Identifying UBOs casts a light on every individual in a transaction, exposing potentially criminal connections and preventing financial crimes in the process.

Prevent the potential of financial crimes

Identifying UBOs casts a light on every individual in a transaction, exposing potentially criminal connections and preventing financial ...

Onboard faster

The automatic AML and UBO checks we carry out at SmartSearch take mere seconds to complete, giving you more time to focus on your clients and operations.

Onboard faster

The automatic AML and UBO checks we carry out at SmartSearch take mere seconds to complete, giving you more time to focus on your clients ...

Strengthen your processes

Identifying UBOs will strengthen other AML processes, with Know Your Customer (KYC) and Know Your Business (KYB) processes, for example, requiring knowledge of the UBO.

Strengthen your processes

Identifying UBOs will strengthen other AML processes, with Know Your Customer (KYC) and Know Your Business (KYB) processes, for example, ...

Detailed UBO checks that improve your AML compliance

Finding and verifying a UBO is done through a three-step process which is finished by performing a KYC check.

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What benefits does our SmartSearch software provide?

With SmartSearch, UBO checks are simple and comprehensive, being part of our award-winning AML product that will optimise how you work.

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See it in action

Let one of our highly-trained AML experts demonstrate the multi-award winning SmartSearch AML and compliance product.

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How our resources can support you

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    Case Studies

    Find out more about how we’ve helped our multitude of other clients to streamline their operations, giving you insight into how we might be able to upgrade your own operations.

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  • Help centre

    Whitepapers

    Staying updated with the latest industry trends is essential for constant and consistent AML compliance, with our range of whitepapers and blogs keeping you in the know. 

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  • blogs

    Help Centre

    Want to better understand the basics of AML compliance? Visit our Help Centre to delve into our glossary that defines everything you need to know about our industry.
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There’s a reason over 7,000 clients put their trust in us

We’re more than just an automated platform. SmartSearch will assist you with the design and implementation of a risk-based approach to suit your business. We’ll keep you up to date with ever-changing anti-money laundering regulations, and be your point of contact for any queries.
Acasta Case Study

The onboarding process has allowed us to enhance our user experience, whilst improving compliance oversight without the need for manual intervention.

Audit & Compliance Manager, Acasta Europe Limited
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Arena Case Study

The ease and efficiency of the AML checks made SmartSearch really stand out. We were particularly impressed with the automatic reporting feature that instantly downloaded to the back-office system to deliver a full audit-trail of our clients.

Arena Investment Management
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Thorntons Case Study

The SmartSearch system is easily accessible and very user-friendly. Customer service is excellent and any queries are met with a very quick and knowledgeable response.

Karen Hogan, Thorntons Investments
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Serving professional AML regulated industries

Trusted by over 7,000 regulated businesses, SmartSearch's next-generation technology is the UK's leading solution for AML and risk management.

Ensuring Solicitors and Legal firms are AML compliant

Our AML and digital compliance solutions are trusted by 1 in 3 of the UK’s top 200 legal firms.
  • Benefit from industry-leading pass rates
  • Enhance client relationships
  • Protect your reputation
  • Reduce compliance risk
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Innovative AML solutions for Accountants

SmartSearch provides award-winning AML and digital compliance solutions to 1 in 2 of the UK’s top 100 accountancy firms.
 
  • Experience hassle-free AML and compliance
  • Benefit from industry-leading pass rates
  • Deliver a frictionless customer journey
  • Streamline your onboarding process
 
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AML checks for Estate Agents & Property companies

Make anti-money laundering and digital compliance easy - over 1,000 property firms benefit from our award-winning solutions.
  • Experience hassle-free AML and compliance
  • Benefit from industry-leading pass rates
  • Deliver a frictionless customer journey
  • Streamline your onboarding process

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Delivering AML compliance for Financial Services firms

Trusted by over 2,000 financial services firms to meet KYC and compliance obligations set by the Financial Action Task Force.

  • Benefit from industry-leading pass rates

  • Accelerate your customer onboarding without compromising on compliance

  • Deliver a frictionless customer journey

  • Experience hassle-free AML and compliance

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AML technology for Investment Banking

Protect your investment firm and stay up-to-date with the latest compliance regulations for AML.

  • Benefit from industry-leading pass rates

  • Accelerate your customer onboarding without compromising on compliance
  • Deliver a frictionless customer journey
  • Experience hassle-free AML and compliance

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AML solutions for Insurance firms

Keep your insurance firm safe from financial crime and ensure your compliance in-line with the latest guidance from the government.

  • Benefit from industry-leading pass rates

  • Accelerate your customer onboarding without compromising on compliance

  • Deliver a frictionless customer journey
  • Experience hassle-free AML and compliance
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Innovative AML solutions for Gaming firms

Ensure safe gaming for your organisation with SmartSearch’s all-in-one AML platform.

  • Benefit from industry-leading pass rates

  • Accelerate your customer onboarding without compromising on compliance

  • Deliver a frictionless customer journey

  • Experience hassle-free AML and compliance
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AML and compliance for Banking organisations

Prevent financial crime, ensure compliance with anti-money laundering requirements, and protect your firm’s reputation with SmartSearch.

  • Benefit from industry-leading pass rates

  • Accelerate your customer onboarding without compromising on compliance

  • Deliver a frictionless customer journey

  • Experience hassle-free AML and compliance
Learn more

AML solutions for Cryptocurrency firms

Prevent financial crime, ensure compliance with anti-money laundering requirements, and protect your firm’s reputation with SmartSearch.

  • Benefit from industry-leading pass rates

  • Accelerate your customer onboarding without compromising on compliance

  • Deliver a frictionless customer journey

  • Experience hassle-free AML and compliance
Learn more

AML and compliance technology for Property Development firms

Thanks to SmartSearch, it has never been easier for property developers and businesses to keep on top of their AML requirements. 

  • Experience hassle-free AML and compliance

  • Benefit from industry-leading pass rates

  • Deliver a frictionless customer journey

  • Streamline your onboarding process

 

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AML for property development
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What are UBO checks?

Ultimate Beneficial Owner (UBO) checks are carried out in a 3-step process to discover the individual who has ultimate control over a transaction or arrangement. This individual is identified as having over 25% of the shares or voting rights, as stated in the 4MLD, and often will benefit more from the transaction than any other party. 

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Training provided for your team

Effortlessly integrate our platform into your business and quickly get your team up to pace with our new software with a tailor-made training package. Together with our package and the user-friendly interface of our platform, including clear navigation, straightforward guidelines and much more, you can rapidly begin enjoying the perks of our product. 

Stay compliant with our online resources

Keep in the know about any changes to AML regulations by checking in with our blogs and whitepapers.

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Frequently asked questions

Still after more information about UBO checks? Explore our FAQs below or contact us directly if you can’t find the answer you’re looking for. 

Unlike Beneficial Owners (BO) who might control a business and reap the benefits of its profits, a UBO is an individual who holds complete ownership. Sitting at the very top of a company’s financial hierarchy, UBOs are usually identified as being shareholders or power of attorney, holding 25% of the shares or voting rights.  

See it in action

Want to discover the benefits that SmartSearch could bring to your business? Get in touch for…

  • An effortless, fully integrated AML platform.
  • Solutions for several different sectors.
  • A professional, trusted service.
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